Most recent 2 months bank statements with all pages
Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
Photocopies of any stocks or certificates of deposits
Copy of the purchase and sale agreement
If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
If divorced…a fully executed divorce decree
For a refinance...most recent tax bill and a copy of your home owners insurance binder
A detailed letter of explanation for any known credit problems
For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
Two (2) years signed personal tax returns - including all schedules
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.
